The roof surfaces extended coverage endorsement can be purchased to extend coverage to replacement cost. Allstate recently announced a new product that will impact rates its customers pay for homeowners insurance if they want their roofs repaired the new house home coverage option will no longer cover the full cost of replacing damaged roofs if they re older than 10 years. One factor in pricing the policy is a roof score that includes many variables including roof type shape replacement cost roof age and square footage according to a product analysis.
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